The chain-coordination layer for home buying
Built around the MHCLG Home Buying & Selling Reform Roadmap (published 19 June 2026).
The problem
Around a third of agreed property sales in England & Wales fall through, costing buyers and sellers an estimated hundreds of millions of pounds a year in wasted fees and lost time. The single biggest reason is a chain breaking: one party pulls out, or stalls in silence, and the whole chain collapses — often because nobody could see where the hold-up was.
What Chainsure does
Chainsure puts every party in a specific chain — buyers, sellers, solicitors and estate agents — onto one shared view, each seeing exactly what their role should:
- Upfront information pack for every property, so buyers know what they're committing to before they commit.
- Binding conditional contract, signed by both sides, with fair conditions that allow a penalty-free exit when something genuinely goes wrong.
- Whole-chain status with a clear "weakest link", so everyone knows where the real hold-up is and who needs chasing.
It does not try to replace the data infrastructure the reforms are building — it is the coordination layer that sits on top of it.
How it maps to the reform roadmap
| Roadmap commitment | In Chainsure |
|---|---|
| Mandatory upfront information / digital sales packs | Upfront information pack per property, with sale-ready gating |
| Binding conditional contracts | Issue, dual e-signature, conditions, breach vs legitimate exit |
| Chain status visibility | Whole-chain view with role-correct permissions and weakest-link |
| Digital identity & qualified e-signatures | Signature step (integration seam for a qualified provider) |
| Estate-agent professionalisation | Clear agent workflow and an auditable trail of actions |
Important — this is a demonstrator
Commitment sums and the forfeit/compensation ledger are modelled only. No real funds are held or moved anywhere in this application. It exists to demonstrate the workflow and the incentive design, not to process live transactions.